Cookies Policy
1. Purpose
This policy explains the use of cookies and other trackers on our site. It supplements our Privacy Policy.
2. What is a cookie?
A cookie is a file placed on your device (computer, smartphone, tablet) when you visit the site. It enables:
- the technical functioning of the site,
- the personalisation of your experience,
- audience measurement and service improvement.
3. Cookies used
We only use the following categories:
- Strictly necessary cookies: essential for site operation (security, authentication).
- Anonymised audience cookies: internal statistics without identification (exempt from consent).
- Non-anonymised audience cookies: statistics with identifiable data (subject to consent).
- Functional cookies: to remember your preferences (subject to consent).
We do not use any advertising cookies.
4. CNIL table
| Catégorie | Exemples | Finalité | Durée | Base légale | Dépôt avant consentement |
|---|---|---|---|---|---|
| Strictly necessary | SessionID | Security | Session | Legitimate interests | Yes |
| Anonymised audience | AnalyticsInternal | Statistics | 13 months | Legitimate interests | Yes |
| Non-anonymised audience | Analytics | Statistics | 13 months | Consent | No |
| Functional | LangPreference | Interface | 6 months | Consent | No |
| Advertising | None | N/A | N/A | N/A | Prohibited |
5. CMP — Consent Management Platform :
To respect your privacy choices, our site uses a Consent Management Platform (CMP). This solution allows you to control the use of non-essential cookies and other trackers.
A. Purpose of the CMP
The CMP ensures that no non-essential cookie (advertising, analytics, etc.) is placed on your device without your prior consent, in accordance with applicable regulations.
B. Your options
On your first visit, you can:
- Accept all: authorise all optional cookies.
- Reject all: block all non-essential cookies.
- Customise: choose your preferences by purpose (audience measurement, personalised advertising, etc. ).
You can change your choices at any time via the “Manage my cookies” link available at the bottom of the page.
C. Legal basis :
The placement of non-essential cookies is based on your explicit consent (Article 6.1(a) GDPR).
D. Retention of your choices
Your preferences are kept for 6 months, in line with CNIL recommendations. After this period, we will ask for your consent again.
E. No deceptive practices :
We undertake not to use dark patterns: our interfaces are designed to allow you to make a free, informed and balanced choice.
F. Consequences of refusal
Refusing non-essential cookies does not affect access to essential banking services, but may limit certain features (for example, offer personalisation).
Effects of refusing or deleting cookies
Refusing non-essential cookies does not affect access to Al Khaliji France’s site. However, disabling or deleting certain cookies, particularly technical or security cookies, may result in:
- Degraded display or operation of the site
- Inability to access certain secure areas (e.g., client portal, transactional area)
- Loss of your preferences or personalised configurations
- The need to re-enter certain information or log in more frequently
- Partial or total inability to use certain features necessary to process your requests.
These impacts result directly from the settings you configure in your browser or in the cookie management module. Al Khaliji France does not place any non-essential cookie without your prior and explicit consent.
6. Disabling via browser
You can configure your preferences in your browser settings (Chrome, Firefox, Safari, Edge).
7. Cookie policy updates
- This policy may evolve to comply with regulations.
- Last updated: November 2025